Coming up with the money for a down payment can be a headache for potential new home buyers. Depending on the home you want, and the type of mortgage, the down payment can be a hefty sum. Some people use a gift (from parents or others) to help cover the down payment. But even if […]
Was there a credit union at the first Thanksgiving? The short answer is no, there was not. The first Thanksgiving occurred in 1621, which was 150 years before the creation of the first credit unions. In fact, the first modern financial institutions wouldn’t reach the country of the Pilgrims’ origin until the middle of the […]
The late fall is a glorious time to read. Publishers release a ton of books, often from big-name authors, in the hopes of grabbing holiday shoppers’ attention. Rather than run a traditional book review this month, we’ve got a few books to get your personal and financial life in order so it’s suitable for everyone […]
So, you’re buying a car. You’ve made it past the tedious comparison shopping, you’ve finished the detail-oriented research and you’ve even endured the haggling with the salesperson. Your tongue probably tastes like that terrible coffee they use in every car dealership in America, the kids are probably getting cranky and it’s pretty likely you’re thinking […]
So, whatever happened to that interest rate hike? It was supposed to happen all spring, then all summer, and now we’re supposed to be fully confident that the Federal Reserve is going to raise interest rates by the end of 2015. But so far, it hasn’t. On one hand, that’s great news: You still have […]
Finding The Car You’ve probably heard that a car is the second-largest purchase the typical American makes after their home, but that’s not really true. It might seem like it, since the median home price in the US was just under $190,000 last year, while a new Honda Civic starts at about one-tenth as much. […]
As Halloween gets closer and you want to avoid the chilly darkness of October evenings, grab a blanket and stream a marathon of scary movies. Horror flicks are classic fun, whether they’re good enough to keep you up all night when you’re home alone or bad enough to laugh at while with a group of […]
The credit union movement began 160 years ago with a simple but radical idea. That with the help of your neighbors, you can improve your financial well-being. This idea spread across the world, and credit unions flourished, especially during times of economic hardship. During the Great Depression, scores of ordinary Americans—farmers, teachers, small business owners—found […]
Title: Essentialism: The Disciplined Pursuit of Less Author: Greg McKeown Price: $13.26 Hardcover, $7.65 Paperback on Amazon We live in a world with too many choices. We have a dozen varieties of M&Ms, GPS apps and styles of jeans. Does Pizza Hut have to invent a new kind of pizza every month? What was […]
There’s nothing like a hearty soup to warm you up on a cold day. Chock full of beans and protein, this delicious Mexican dish will do the trick! Pair with fresh bread and make it a meal. You may want to prepare the beans ahead of time. Ingredients 1 ¼ cup dried navy beans (8 […]